Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle. The pitfalls of being unbanked go beyond the financial. Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services, but they usually aren’t free, unlike those offered by banks and credit unions. This webinar explores the services of a bank, banking products, how to get banked, and managing savings and checking accounts.