Presented by: S. Derrin Watson, JD, APM and Ilene H. Ferenczy, J.D., CPC, APA
We now have the final hardship regulations and with them definitive answers to a lot of questions. Derrin and Ilene will guide you through the new rules, including new safe harbors, expanded account access, the end of deferral suspension, and the new employee certification. We will contrast the subtle differences between 401(k) plans and 403(b) plans. And we will talk about the extended 401(k) adoption deadline (no, you don’t have to adopt it before December 31) and the possibilities for 403(b) adoption.