In his book, “Paychecks and Playchecks” Tom calls Long Term Care the “million dollar problem” since, on average, that is what an unplanned long term care event will cost your clients. In seminars he asks “What is your plan?” See everyone has a plan. Even if you don’t think you do, the government has a plan. You are not going to like that one. Tom covers why this risk is so high and how you can use Long Term Care Insurance, Life Insurance and Annuities to help your clients solve this problem. This may be the most important session of all – don’t miss it!