Zoom Logo

Resources for Construction Businesses to Navigate the COVID-19 Pandemic - Shared screen with speaker view
Kimberly Pruett
01:09
Kimberly here from Congressman McClintock's office. Hi everyone!
John Pyron "The Business Doctor"
01:43
Hello Kimberly
ColetteS
01:43
is it okay if we record
Todd Wold
01:55
Good evening everyone from College and Careers and Adult Education with Tahoe Truckee Unified.
MFlorence
03:55
Are we able to record the meeting?
Caleb Dardick
06:26
this meeting is being recorded
hhall
10:44
Please be sure you are muted if you are not speaking. Thank you.
Caleb Dardick
14:40
let me know here in chat if you have questions for Craig, thanks
P M
14:45
how are Placer County regulations different that Nevada cty regarding construction?
Caleb Dardick
16:29
gotsafety.com
Wendy
21:03
thanks for being so organized Craig.
greg pilcher
21:12
according to osha covid procedure they require the PPE to be used is the same needed on the front lines for our medical workers. None of this is available currently. who will be enforcing jobsite compliance? I was on a jobsite the other day with no PPE made available or handwashing stations. I'm also curious what the necessity is of 2nd home building?
TALON CONSTRUCTION
23:39
HOW WILL NEW PERMITS BE ISSUED
kevinmceneaney
28:45
Will employees that work in California and Nevada for the same company need to file for unemployment with both states or their home state?
Monica
31:27
What was thr form called again.
Ray Byers Jr
32:18
I am seeing items that say folks with less than 50 employees can file for an exemption for part of the FMLA leave. Per the DOL
Ray Byers Jr
32:39
First, the exemption only applies if the worker is requesting leave to care for a child as a result of a school or place of childcare being closed (or childcare provider unavailability) due to the coronavirus.Second, the exemption will apply to both the two weeks of paid sick leave and the up to 12 weeks (10 weeks paid) leave under FMLA.What this means is that a small employer can exempt out of having to provide both the 2 weeks of emergency paid sick leave and the 10 paid weeks out of 12 weeks of job-protected leave under the expanded FMLA.
Libby Sullivan
32:56
will you be addressing the question of weather residential construction will remain “essential’?
Jeffrey Thorsby
33:22
compliance@absolutehrconsulting.com
Caleb Dardick
33:22
compliance@absoluteHR.com
Kim Harris
33:43
My understanding is that if company shuts down due to being non-essential, the employee is not eligible for FFCRA (paid sick leave). But, the employee is available for unemployment insurance. Is that correct?
Barbara Bashall
34:31
Is that the Work sharing program if you reduce hours?
JoshMoore
34:36
Can small business owners that are not employees get unemployment if they get shut down.
Dave Good
34:48
What if the employee chooses to observe stay at home order even though there is work?
Mathew S
35:46
You mentioned layoffs for non-essential business as it relates to unemployment. Is it different for essential businesses?
Kimberly Pruett
36:32
Does the Paycheck Protection Program help as well?
John Pyron "The Business Doctor"
36:38
https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources#section-header-0
TALON CONSTRUCTION
37:52
Can an Essential business apply for the Paycheck protection program?
Caleb Dardick
39:51
We will direct the PPP questions to the next speaker, Kristin York
Annie
40:09
if I am KEEPING FOLKS but they got hired only 2-3 months ago - can we still put them on the PPP?
Annie
40:25
can we have email again???
Richard Baker
40:53
compliance@absolutehrconsulting.com
Monica
43:15
We submitted an application and received an email stating the application was received and being reviewed. Do we need to resubmit our application? It was a confusing process.
Wendy
44:07
What is SOP?
Andy Burton
44:28
Standard Operating Procedure
Annie
44:33
sop = standard operating procedures
Annie
44:40
sop = the steps = rules
Libby Goldsmith
45:35
Question from a member who couldn't be present: does PPP apply to employees who are working from home to follow safety guidelines? Or do they need to still be coming to office / jobsite?
Caleb Dardick
46:54
this is Kristin York's site: www.sierrasbdc.com
Galaxy Note5
47:40
If we already have an existing business line of credit in place, can we still be approved for PPP or other disaster loans.
Mindy
47:47
I believe the PPP has changed as of last night. I don't think you can include your 1099 subcontractors payments in the loan calculations now and you will need to show you used 75% on payroll costs for that portion to be forgivable.
Annie
48:33
munuchin said 1099 is next week
Mathew S
50:15
does PPP cover payroll taxes or comp?
Brent Welling
50:30
Assuming the PPP will cover payroll if they actually work or not as long as we pay them. Will they cover workers comp fees as well?
John Pyron "The Business Doctor"
50:33
How fast is SBA getting back to people?
Annie
50:47
what is FTE?
Caleb Dardick
51:22
FTE full time equivalent
Andy Burton
51:28
The key on resubmitting is whether or not you have a case number. But, if you applied early, and have a case number, you may still want to reapply in order to get in the queu for the $10K advance payment.
Andy Burton
51:42
Not always.
Mathew S
51:45
does PPP cover payroll taxes or comp?
Kimberly Pruett
52:01
The Paycheck Protection Program is to help keep people employed. Loans are 100% backed by the treasury.
Annie
52:47
what was th $10,000 emergrncy $s avail
TALON CONSTRUCTION
53:03
Can equipment loans be included in PPP
Annie
53:36
if I go for $10,000 can I still get PPP
Brittany
53:54
yes, but not forgivable?
Annie
54:00
rent, mortgage interest utilities + payroll
Mathew S
54:09
Is the 10,000 applicable to PPP costs
Andy Burton
54:10
Excellent question from Annie. There has been a LOT of confusion on this point.
Galaxy Note5
55:05
Does applying for the $10,000 emergency slow down the approval application for the PPP
Krishnabai
55:24
Do I have to keep all employees or only full time employees
Annie
57:14
who is norcalsbdc ???
Annie
57:27
YEAH … FREE!
Mikin Plummer
57:49
Libby or Barbara I can probably address the question about residential staying essential
Sam Marsico
58:29
My brain is full! Will this be summarized, and is this meeting being recorded so i can show my bookkeeper?
Barbara Bashall
58:30
I think thats ok
TALON CONSTRUCTION
58:46
Can Sole proprietor with employees be paid themselves through PPP
Merri Broglio
58:51
Sam Marisco - Yes this is being recorded
Caleb Dardick
58:53
yes Sam will be recorded
Annie
59:09
thanks CALEB <3
Merri Broglio
59:20
Talon - Good question!
Steven Frisch
01:00:31
Norcalsbdc is the entire northern California network of SBDC’s; sierrasbdc.com is our local SBDC serving Nevada County.
Annie
01:00:32
can I borrow for expansion then???
Lovett Building
01:00:33
I second the question from Talon
Tad
01:01:08
how do we get to the recording of this meeting
Libby Goldsmith
01:01:40
If there are specific topics you are interested in us hosting webinars on, please leave them here in the comments and start them with "topic suggestion"
Caleb Dardick
01:01:47
the recording will be up at: https://www.mynevadacounty.com/2927/Coronavirus-Guidance-for-BusinessesEmplo
Kristin York
01:02:06
To TALON et al - Yes, sole prop with employees can be paid through PPP, you will need proof of your payroll for your loan filing
Libby Goldsmith
01:02:10
NCCA members will receive the recording link via e-mail as well
TALON CONSTRUCTION
01:02:55
How do owners themselves get paid through PPP?
Kristin York
01:05:20
To TALON with the great questions - you would include owners payment in the payroll calculation. Your lender will give you guidance on the documentation you need
Brent Welling
01:05:56
Assuming the PPP will cover payroll if they actually work or not as long as we pay them. Will they cover workers comp fees as well?
Andy Burton
01:06:13
The only stipulation on owner compensation is that there is a $100K cap on compensation.
Andy Burton
01:06:24
For the PPP.
Annie
01:06:46
on sole proprietor - how do youproove salary?
Annie
01:07:02
for 1099 - just bring the numbers from taxes?
Sam Marsico
01:07:18
Kristin, what about S-corp? 100% owner with a salary.
Annie
01:07:44
we have employees with family w/cancer - he felt he needed to not work to protect family member - how does this work for him?
Kristin York
01:08:25
Guidelines indicate payroll records OR for an independent contractor, sole prop - wage or net earnings from self-employment - so this would be from your tax returns
Mikin Plummer
01:08:26
I think it's important to remember while the state will keep construction essential, each county can deem non essential so it is important to be careful
Annie
01:09:35
best to have 1099 folks go in for themselves … that on april 10th
Tad
01:09:35
Andy - does that mean that we can compensate up to 100K or that if the anual salary is over 100K we can not use the PPE to compensate?
Monica
01:10:08
What if you have not yet filed the 2019 tax return. How does a sole proprietor calculate his or her payroll? Would the bank use the 2018 tax return?
Eben Swain
01:10:08
I work for an environmental organization that preforms restoration work utilizing contractors for projects ranging from 50K-2million (meadow restoration stream restoration, etc). When we are moving earth, we refer to these projects as construction. Could you address this as being an essential business similar to home/commercial construction?
greg pilcher
01:10:31
craig please direct us to resource to source PPE
Jeff Brown
01:10:32
PPP : Employees making > $100,000 are fully excluded or only included up to $100,000?
Kristin York
01:10:32
Tad, comp over $100k is not eligible to be included in the 2.5x calculation
Kristin York
01:11:16
jeff - only their salary UP TO $100k is eligible in calc
Andy Burton
01:11:16
Tad...excellent question. I asked the same questions this morning and still waiting on a clear answer. It's something to pay attention to...my assumption is that owners and officers compensation will still be allowed, but capped at $100K.
Kristin York
01:11:32
Andy is correct
Andy Burton
01:11:37
Thanks Kristin.
Tad
01:11:58
Thank you
Eben Swain
01:12:18
Thank you!
Richard Baker
01:13:30
My work is Architecture - there are often times when we “need” to be on job sites - are we considered essential?
Mathew S
01:13:50
Anyone have any suggestions on getting PPE masks? They are not available for over a month on amazon.
Galaxy Note5
01:14:14
if the owner takes a draw, not a paycheck, what documentation is needed to use PPP for owner on a draw?
Ray Byers Jr
01:15:29
The CDC says healthcare workers who can't get a mask should use a bandana or scarf as a 'last resort' as supplies run short
Mathew S
01:15:36
I'll share
Ray Byers Jr
01:15:38
https://www.businessinsider.com/cdc-recommends-health-workers-use-bandanas-face-masks-crisis-2020-3
greg pilcher
01:16:05
can any contractor share their safety protocol or explain what current job site conditions are?
Lovett Building
01:18:37
We have staggered shifts and reduced to 3 max employees per building including subs.$40 sink base at home depot and a hose hooked up.
greg pilcher
01:19:11
were these masks fitted for use per osha
hhall
01:21:30
How is everyone handling lunch? Bringing their own, using locals for takeout? A mix?
Annie
01:22:51
question - had team person with wife with cancer - he felt he needed to not work - can we put him on the PPP? he is poised to go for family care SDI ...
hhall
01:23:07
Great idea.
Mathew S
01:23:31
Did I get that right, employers with under 50 employees have to pay two weeks paid sick leave for anyone goes who on unemployment?
Mathew S
01:23:43
Ughh
Annie
01:24:09
not ill - just worried about getting her sick
Annie
01:24:31
thy!
Annie
01:24:47
yes … e was
Janae
01:25:36
thank you so much for your time and all the information
Annie
01:25:39
this was GREAT - thank you, everyone!
Rodger Mann
01:26:02
Thank you all. This was very good.
Richard Baker
01:26:15
very helpful and well done - thank you
TALON CONSTRUCTION
01:26:24
This was so very informative. Lots of valuable info. Thanks!
Annie
01:26:30
we are visiting w/WellsFargo tomorrow - I will give you feedback tomorrow
hhall
01:26:34
Thank you to everyone for all their efforts!
Monica
01:26:37
Thank you everyone. It would be appreciated if an email could be sent with all the Internet links. Maybe include it on the NCCA's E-Bulletin.
JoshMoore
01:26:39
Thanks to everyone
Paul
01:27:08
Thank you! Warms my heart that this help is out there!
kevinmceneaney
01:27:15
Thanks folks. Any and all info these days is helpful.
sheila
01:27:20
Additional support and community here too: https://www.facebook.com/groups/260332114973091/
matthiasmede
01:27:25
thank you for the help!
Sam Marsico
01:27:53
Thanks much to all of you!
Robert Lawless
01:28:03
Thank you for doing this!!