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ULGA Hombebuyers Workshop - Shared screen with speaker view
A Rashidi
44:27
Yes we hear you Ms. West.
Destiny Augustine
44:54
Johnetta, do you have a email?
Destiny Augustine
47:38
okay
marvin Fitch
50:06
Marvin fitch here
Luckylois Brooks
50:27
luckylois here
Donovan Wright
51:57
Donovan Wright here
Donovan Wright
52:32
Casalyn Hearst here
Debb West
56:35
Can everyone hear okay?
Donovan Wright
56:57
yes.
Zoom @Capbuildernetwork
58:28
I see hands up. please ask your questions in the chat window.
Carla Nesbitt
01:12:35
I have a student loan. Will that have an effect on my loan application?
A Rashidi
01:22:06
Yes, makes sense.
Carla Nesbitt
01:30:37
Yes, thank you
Aisha Floyd
01:39:08
Please post schedule again
Aisha Floyd
01:39:34
PLease post today's schedule again
A Rashidi
01:42:21
Yes lol we are all learning at the same time.
Destiny Augustine
02:00:30
yes I can
A Rashidi
02:28:55
Yes, I could understand. Thank you Ms. Williams.
Karmen Morse
02:29:01
Yes, thank you!
Carla Nesbitt
02:29:29
Thank you that was very informative!
A Rashidi
02:36:40
Good afternoon, Ms. Smith.
Debb West
02:40:35
Is everyone able to hear Ms. Smith clearly?
Destiny Augustine
02:40:50
yes
Destiny Augustine
02:41:22
Ms. West my name is Destiny Augustine and I sent you an email last night.
Destiny Augustine
02:46:40
Yes that covered my concerns
Destiny Augustine
02:46:43
thanks
Destiny Augustine
02:47:29
by the way we both did submit individuals Registration document
Debb West
02:52:14
As it relates to 1:1 counsel sessions, these are done on a confidential basis. We will not discuss any of your personal information during our webinar. As you know, due to the Coronavirus, all of these sessions will be scheduled by phone or virtually. Nevertheless, it will strictly be CONFIDENTIAL.
Destiny Augustine
02:53:06
thanks
Maisha Bivins
02:56:21
Will paying off a $6000 student loan in a negative hurt or boost your score? the loan is from 2012
Patricia Reilly
02:59:26
what do you mean by trade line on a credit report?
diamond
03:00:23
if you made a late payments, how long will it take to recover from that late fee ? can you get you credit score back withing 8 months???
Brione griffin
03:01:52
Should I pay down my $1600 credit card debt to $0 before I apply for a mortgage loan?
Maisha Bivins
03:06:18
I have a 50,000 student loan that is in deferment, but im set up on t
Maisha Bivins
03:08:33
a program called income driven, will this hurt me if Im trying to buy a house. my score is 715
Debb West
03:20:32
Can everyone hear her.
Donovan Wright
03:20:45
No
Destiny Augustine
03:20:50
yes
Carla Nesbitt
03:21:26
The internet is unstable for me. But I can hear.
Patricia Reilly
03:21:55
there was a lot of distortion but its kind of cleared up now
Brione griffin
03:35:02
Do child support payments count as income in the mortgage process?
Karmen Morse
03:38:12
Afternoon
Debb West
03:40:20
Can everyone hear the video clearly?
Brione griffin
03:40:44
yes
Zoom @Capbuildernetwork
03:45:12
They are not using slides.
Shaun Solomon
03:45:24
can I get homeowners insurance at anytime? or is there a specific time in the process when one must get insurance?
Shaun Solomon
03:48:46
will the appraiser that Allstate send also inspect the home? or do I need to get an inspector and have the insurance appraiser?
Karmen Morse
04:01:49
Thank you guys
Debb West
04:05:46
Just a friendly reminder everyone, I need your completed registration forms. I see we have about 59 participants and we're excited about that. So PLEASE, PLEASE, PLEASE send me those registration form so I can verify and prepare to send those Certificates out next week. ENJOY YOUR LUNCH BREAK.
A Rashidi
04:23:57
The audio is breaking up a little bit.
Maisha Bivins
04:25:33
Mrs Brown is breaking up, i cant really understand what she is saying
Debb West
04:25:55
Are you able to hear clearly.
Destiny Augustine
04:25:57
she's breaking up pretty bad
Karmen Morse
04:28:05
Can't hear you !
Zoom @Capbuildernetwork
04:30:05
Nothing we can do. It has to do with the wifi connection.
Shaun Solomon
04:35:43
what is the deadline to submit registration form?
Tyana McLaurin
04:35:51
How can we confirm you received our form?
Aisha Floyd
04:36:09
If we've completed this course before, do we need to complete the form again? Please advise.
Carla Nesbitt
04:36:33
I just emailed mine
Shaun Solomon
04:37:07
how will we get the PowerPoint for every presenter if they have all been sharing their screens?
Maisha Bivins
04:39:09
we are enjoying this webinar !
Karmen Morse
04:42:39
I
Karmen Morse
04:42:47
Indeed
Zoom @Capbuildernetwork
04:43:43
The recording is on.
Shaun Solomon
04:47:25
is there an online database to verify certified home inspections?
Shaun Solomon
04:47:43
do all certified home inspectors have a credential?
Shaun Solomon
04:54:44
how does the location impact the inspection price?
Carla Nesbitt
05:05:18
Are inspections on older homes built before 1990’s more expensive?
A Rashidi
05:31:01
Hello Ms. Stewart.
A Rashidi
05:31:06
I WANT FREE MONEY LOL!
Karmen Morse
05:31:29
Hello!
A Rashidi
05:32:13
yes we see it
Maisha Bivins
05:42:19
Can buyers qualify for multiple Down payment Assistance
Shaun Solomon
05:49:40
is this based on net income?
Destiny Augustine
05:50:58
i have a family of 3. whats my max income?
Shaun Solomon
05:51:29
what is the significance of the AMI %
Maisha Bivins
05:51:42
if a buyer income is 63,000 a yr and that buyer has 200,00 in the bank, will that disqualify the buyer
Destiny Augustine
05:52:15
80,000 is out income
Destiny Augustine
05:52:22
our*
utopia
05:52:38
is there down payment assistance for people who wrong in healthcare
utopia
05:53:01
work sorry
Shaun Solomon
05:53:33
what if your gross as 1 person exceeds the $66K. what down pmt assistance is available?
Carla Nesbitt
05:55:14
gwinnett county. Lawrenceville GA
Destiny Augustine
05:55:39
WHAT ARE A LIST OF DOWN DEPOSIT PROGRAMS?
Destiny Augustine
05:58:11
THANKS
Destiny Augustine
05:59:44
didn't mean to type in all caps. I'm sorry
sabrinah tillman
06:05:52
Is anyone else unable to hear her well? She sounds choppy
sabrinah tillman
06:06:03
Choppy
Destiny Augustine
06:07:45
yes
Destiny Augustine
06:08:08
what are the 5 programs
Destiny Augustine
06:24:37
if i go through Georgia dream will i be able to purchase a new construction home?\
Destiny Augustine
06:24:54
henry county
Destiny Augustine
06:28:36
NO IT DOESNT
Destiny Augustine
06:28:46
sorry about the caps again
Shaun Solomon
06:29:21
what is the formula again?
Shaun Solomon
06:29:29
for debt to income ratio
Destiny Augustine
06:30:49
whats the website?
Destiny Augustine
06:31:34
also can you go back to that last slide?
Shaun Solomon
06:31:44
I’m asking how to calculate it
Destiny Augustine
06:33:28
to get a clear understanding, we have to apply for a down deposit program within the county we want to live in? is that correct ?
Shaun Solomon
06:33:36
So is it gross income divided by debt?
Donovan Wright
06:35:04
I currently reside in Tennessee , but I want to move to Atlanta soon. My credit score is good & my finances are in order, However finding employment can a difficult process,. what is the best way to get approved?
A Rashidi
06:35:34
Thank you Ms. Stewart.
A Rashidi
06:36:04
audio is breaking up again
Destiny Augustine
06:36:36
to get a clear understanding, we have to apply for a down deposit program within the county we want to live in? is that correct ?
Donovan Wright
06:37:21
I currently reside in Tennessee , but I want to move to Atlanta soon. My credit score is good & my finances are in order, However finding employment can a difficult process,. what is the best way to get approved?
Donovan Wright
06:40:02
Ok and I am a first time homebuyer. Is 30days of employment the usual wait time?
Donovan Wright
06:41:44
Ok thanks , I will be contacting you.
Carla Nesbitt
06:42:13
yes
Karmen Morse
06:42:13
Yes
utopia
06:42:19
yes
A Rashidi
06:42:21
can hear
Carla Nesbitt
06:42:33
I don’t see the screen
Carla Nesbitt
06:43:12
i see it now
A Rashidi
07:18:25
Thank you Ms. Cox. Presentation was very easy to understand.
Carla Nesbitt
07:19:16
So you said you have to wire the money to the closing attorney at the closing?
sabrinah tillman
07:22:51
Ms. Johnette, how can we schedule a housing counseling session as recommended by my realtor?
Destiny Augustine
07:23:22
repeat 4046596584
A Rashidi
07:23:41
Thank you all so much!
Debb West
07:23:45
Please let us know how we can improve this webinar. If you like it, please share with your family and friends.
A Rashidi
07:23:46
Please be safe.
Karmen Morse
07:23:52
Thank you