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Money Basics for Newcomers - Shared screen with speaker view
Sukhwinder
37:28
Hi everyone.
Avishai Co
37:39
Hello ya'll
Bhavik jain
37:48
bie
Bhavik jain
37:50
hue*
Bhavik jain
37:53
hie*
Sherif Kotb
42:50
Is it possible for international student to own or buy a property?
Natasha Sodré
43:32
is it possible to open a bank account before moving to Canada?
Sherif Kotb
43:34
thanks
Amandeep Kaur
47:21
we are insured by default or we have to pay a premium amount?
PRASHANT NIGAM
49:55
Sorry I might have a bit off topic question…How can international students invest in the stock market in Canada…Do we have to pay taxes if we invest?
PRASHANT NIGAM
50:45
Ok thank you
LOUISA SARFO
52:36
There's nothing showing on your screen please
Mercy Oluwafemi - International Centre
53:07
Hi Louisa, If you are using your phone, please scroll all the way to the left
Mst. Farzana Akter
54:05
how many accounts can one student open at most? not in one bank.. different banks.. at the same time..
Shahla Shaan Ahmed
55:40
Is it possible to open an account in another province and then later use my account in manitoba?
Aqrab Ali Rana
56:11
Most of the students bring cash in USD, can they take the USD to the bank, and will they convert to CAD themselves or do we have to get the money converted and take CAD to the bank?
Aqrab Ali Rana
56:59
ok thanks
Heet Patel
58:12
What about students who work part time ?Do we have to do taxes
Sahand Babaie
58:20
would it be ok to open a bank account of a bank that is based in another province, for example in our situation , bank of Montreal or would you suggest not doing so?
FAHIM FAISAL
58:26
Is it possible to send money to Canadian bank account from other countries without opening a student file ?
Sahand Babaie
59:11
thank you
PRASHANT NIGAM
59:13
can International students open up a TFSA?
Saffat Bokul
59:20
You have to file taxes, even if you pay zero taxes.
Emilia Nowaczewski
59:25
Is cash still being used frequently in Canada with Covid going on?
Sherif Kotb
59:39
what is the percentage of benefit when opening a saving account
JUAN DIAZ
01:00:09
Is there any maximum amount to deposit in back accounts? I am going to deposit my money in Canada once I arrive there using an international money order.
Tofunmi
01:00:17
What bank would you recommend for international students to begin with
Abel Koka
01:00:26
Is it possible to access money in any ATM here using my country Visa card for the account based in the other country?
Deyia Althafery
01:00:51
Is there any ATM or bank branches on the University of Manitoba campus other than CIBC?
Tasnim Ferdous
01:01:23
It is 10000 CAD.
Parul Sethi
01:01:55
Are we required to open a new bank account to get our stipend? I already have a GIC in Scotiabank
MAYURI BANE
01:02:47
can we withdraw cash in those atms using forex cards ?
Abrarul Hasin
01:03:03
is it 10000CAD or USD?
dheer
01:03:04
@parul following
ahmedshawqi
01:04:25
how can we get a good credit score in canada ?
Ana
01:04:29
If I do a transaction around 50,000 usd from bank to bank, would I need to provide any type of information saying where does it come from? Or there's no problem with that?
Parul Sethi
01:05:30
Can I open another bank account in the bank in which I have my GIC account?
Ana
01:05:37
okay, thank you!
Claudia Martinez
01:19:15
If i bought somethint to 1 month with credit card it has interest rate?
dheer
01:20:22
Is there any time duration which is interest free...……?
Sherif Kotb
01:20:24
what is the interest rate when buying a house or apartment?
Sharifat Makinde
01:20:38
do all credit accounts have intrest?
dheer
01:21:09
Thanks!!
dheer
01:21:19
@Gary
Claudia Martinez
01:21:43
How long are credit for houses?
Sherif Kotb
01:21:46
2% standard over how many years?
dheer
01:22:47
which card is better for making excellent credit score; I mean debit or credit card?
dheer
01:23:59
is Credit card has any annual charge?
Rosemarie Reckley
01:24:18
Every time you use your debit card will show up on your credit report?
ahmedshawqi
01:24:51
can you build a credit score with a debit card ?
Heet Patel
01:25:02
Could you elaborate on cell phone contract
dheer
01:25:29
@Gary Thanks!!
Heet Patel
01:25:54
Thank you
Claudia Martinez
01:26:47
is some percentage of use credit card recomended to have good credit score?
Sahand Babaie
01:31:39
should there be a base money always left in the card? like if you wanna buy sth 300 CAD , should there be for example 310 CAD in the card so you have a certain amount left?
JUAN DIAZ
01:32:05
If I want to ask for a credit card for the very first time, and I am a newcomer. Which are the most common requirements that banks have? And What is the maximum amount of the credit card that banks offer for a person without credit history?
Rosemarie Reckley
01:32:08
What other ways can a new international student gain credit other than opening up a phone contract?
dheer
01:33:24
can we use the same bank for opening saving account where my GIC account already running?
Hossein
01:35:09
you said not to use credit for groceries,what should we use credit card for?
Claudia Martinez
01:35:09
how my husband would have a credit card?
dheer
01:35:17
Thanks @Gary !!
Deyia Althafery
01:35:59
What is the minimum credit limit?
Hossein
01:36:06
thank you
Heet Patel
01:36:21
Is there anything specific to keep in mind if I want to open a credit card account in other bank other than the bank which has my GIC account
dheer
01:36:41
can we use credit card at ATM machine for withdrawing money and it has interest rate?
PRASHANT NIGAM
01:38:21
Do we require a SIN number to get a credit card?
Maryam Zamani
01:38:42
Can i have point reward option in my bank account and my husband have cash bank option? Is it better?
Ana
01:38:47
So if I just have a debit card should I get a credit card as well so that I can get a Credit score? or is it enough with the debit one?
Heet Patel
01:39:27
The bank account I open in another bankWill it deposit in the other bankU said GIC In Scotia suppose I want to open account in CHASE bankIs there a process to let Scotia bank to put my money in that account
PRASHANT NIGAM
01:41:05
How can we view our credit score?
Sara Akram
01:42:02
If we use CHASE in Canada, would our credit score be built Canada or USA?
Ian Thomas
01:42:06
Is there any chance that opening an account at BMO could make it easier for my family to transfer me money since BMO is also in the states?
Rosemarie Reckley
01:42:30
Do you have to buy a phone from the phone company in order to have a contract with them?
Rosemarie Reckley
01:43:17
Okay thanks
Sherif Kotb
01:45:24
so it's safer to not use credit card
Tshego M
01:47:23
Is the establihment of credit in Canada recommended for students that intend to go back to ther home country after their studies?
Tshego M
01:48:55
thank you!
Maryam Zamani
01:50:42
If we have more shopping with the credit card which of the point reward and cash back work better and have better result? More benefits, I mean which option should i choose when i have more shooping with my credit card?
Obinna Okeke
01:52:31
What happens if someone steals your credit card and uses it?
Maryam Zamani
01:53:08
An app which can protect out account better?
Sherif Kotb
01:53:34
declare bankruptcy like micheal scott, just a joke xd
Maryam Zamani
01:53:45
I mean antiasyware
Maryam Zamani
01:54:00
Antispyware
Claudia Martinez
01:54:52
The univesity has some agree with cellphone companies?.. for students
Mercy Oluwafemi - International Centre
01:55:37
Hi Claudia, the UM does not but we encourage you to do your research and seek what company works best for you
Sahand Babaie
01:55:55
each bank declares safety precedures of usage like the special things we should look at in a website when buying or paying for taxes, etc. or there are general rules that apply to all bank and shopping websites ?
Sherif Kotb
01:57:09
what about google play ?
Sherif Kotb
01:57:40
I mean is it safe to keep the info saved on play store?
Sahand Babaie
02:00:42
thank you very much
HungHao Yu
02:00:50
Thank you Gary
Sherif Kotb
02:00:52
That was really helpful Gary thank you very much
Natasha Sodré
02:00:56
Thank you, Gary
NEELABHO
02:00:59
Thank you very much!
Tasnim Ferdous
02:01:00
Thank you
Babzzy's iPhone
02:01:01
Thank you very much Gary
Ana
02:01:04
Thank you for everything!!
Avishai Co
02:01:05
Thank you Gary, this was very useful.
Ravneet Kaur
02:01:08
Thank you @Gary
Mst. Farzana Akter
02:01:16
thank you so much.. the session is really informative...
Claudia Martinez
02:01:18
Thank you....very usefull
Sobiya Badat
02:01:20
Thank you! The session was very informative
Aqrab Ali Rana
02:01:21
thank you Gary, you are a money guru
SL
02:01:21
Thank you very much
Aya Ait hsine
02:01:22
Thank you very much Gary. That was very helpful.
Rosemarie Reckley
02:01:22
Very informative, thank you
Obinna Okeke
02:01:26
Thank you Mr Gary and Mercy. Such a wonderful session 😊
nesli.kot
02:01:27
Thank you so much Gary
Heet Patel
02:01:32
Thank you
Adesina Maria
02:01:41
Thank you
Sharifat Makinde
02:01:41
Thank you so much Gary
PRASHANT NIGAM
02:01:56
Thank you for the valuable information!
Maryam Zamani
02:02:00
Do criminals cheat us just with our email and name?
Sukhwinder
02:02:03
Thank you very much.
Ievgeniia Buriakova
02:02:03
Thank you for such a useful presentation
Mercy Oluwafemi - International Centre
02:02:05
https://forms.office.com/r/7XweivRwE7