I'm unsure if my audio is working. I am John David Davidson, Blaine County Treasurer, and I am happy to be a part of the conversation.

Welcome John David. We did not hear your audio.

Can you apply for BOTH a 1st Draw and 2nd Draw at this time? Do you apply in sequence (e.g. 1st Draw application followed by 2nd Draw application) or in parallel?

What happens if your 25% loss straddles two quarters. For example, greater then 25% loss in month of March and greater then 25% in April.

If you have expended the 1st Draw but not yet gotten forgiveness, can you apply for and receive a 2nd Draw?

can the slide presentation be made available through a link or otherwise?

What if you operate Apts under an LLC arrangement? Shouldn't a reduction in Gross Receipts make them eligible?

Can Mr Denakas' example of the Redshoe allow them to take advantage of the Closed Venue program

if you compare 1/4 over 1/4 is the loan amount 2.5 x the 1/4ly payroll, or 2.5 x the annual payroll?

Section 336: Election of 12-week Period by Seasonal Employers.• Expands the seasonal period to any 12-weeks between February 15, 2019 and February 15, 2020, elected by the borrower.• Applies to loans before, on, or after the date of enactment, except for loan for which the borrower has already received forgiveness.

Section 315: Definition of a Seasonal Employer.• Defines a seasonal employer to be an eligible recipient which: (1) operates for no more than seven months in a year; or, (2) earned no more than 1/3 of its receipts in any six months in the prior calendar year.• Applies to any loan made before, on or after enactment including the forgiveness of the loan.

Does qtr over qtr mean qtr vs prior qtr or same qtr this year vs prior year?

We play Jan 29

Thanks SVED and other SBA and financial team members

Thank you!