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Medicare 101

Learn the A, B, C and Ds of Medicare. What Original Medicare covers and, more importantly, what it doesn't. Understand the difference of Medicare Supplement Plans vs Medicare Advantage Plans. Also, find out how to avoid life time penalties by knowing when you are required to enroll in Medicare.

Presented by independent insurance Brokers, Vicki James and Terry James of Health Insurance EASY!

Vicki M James, MBA, and her husband Terry James, are independent license insurance agents specializing in group and individual Medicare, Employee Benefits, Long Term Care, Health and Life Insurance. Their clients are located across Western New York specifically the Rochester area and surrounding counties. The James' combine personalized insurance advice are aimed at helping clients make informed decisions for their unique needs.

Not only does Vicki support her clients through health insurance options but she mentors a team of Brokers within the area and along the East Coast. She is licensed in NY, DC, DE, FL, MD and VA